In Florida, how many points are put on your license for a seat belt ticket?

A driver or passenger ticket for a Florida seat belt violation does not come with points however if the ticket is for a child restraint offense it comes with 3 points.

Since June 2009 not wearing a seat belt has been a primary offense in Florida per Section 316.614 of the Florida Statutes. If you do not buckle up you can be ticketed for this violation as a primary offense instead of a secondary offense.

Florida's previous safety belt law made not wearing a seat belt a non-moving violation. This type of law is considered a secondary seat belt law because officers may not stop a vehicle solely for a seat belt violation; rather, officers may only ticket those in violation of the law if the motor vehicle was stopped for a moving violation, such as speeding.

The state of Florida now has a primary seat belt law. Florida's new safety belt law removes the requirement that failure to wear seat belts cannot be the basis for an officer to make a traffic stop. Florida will no longer have a secondary seat belt law; this means officers may stop motor vehicles for failing to wear a seat belt and not need to stop the driver for a separate offense.

We have read that under the new primary FL safety belt law, fines for violation will remain the same, a $30 fine for adults and a $60 fine for children. However the ticket tends to run with administrative fees, court costs, etc around $115 or more from what we have seen.

The seat belt violation does go on your FL driving record but there are no points assigned for a driver or passenger who receives a seat belt violation. If however you have a child restraint violation ticket it is 3 points on your license. You can find out more about the penalties and points associated with a Florida seat belt ticket by checking with the FL Department of Highway Safety and Motor Vehicles (HSMV).

You can shop with CarInsurance.com for the best car insurance rates in Florida.

Is there a difference between a certificate holder and loss payee when it comes to auto insurance?

Yes, with auto insurance there is a difference between a loss payee and a certificate holder.

A loss payee is a person or entity with a legally secured insurable interest in another's property, usually a financial institution that loaned money to buy a car. The car is the loan collateral. If the auto is damaged in an accident, loss payments will be made to you (the policyholder) and to the loss payee on your policy.

With a certificate holder the certificate states in writing to the certificate holder that the Named Insured (you, the policyholder) has the specific coverage and limits listed on the certificate. It does not grant insurance coverage to the certificate holder. It only states that you have the specified coverages.

Being a certificate holder entitles that entity to receive notices of any changes in the policy.  A certificate of insurance itself bestows no rights upon the holder. It is merely for informational purposes.  The certificate of insurance usually lists the type of insurance, amount of insurance, the insuring company and contact information.

A certificate of insurance holder is not the same as someone designated as an additional insured or loss payee.  An additional insured means the person or entity has been added to the original policy and with the loss payee payments by the insurer are made out to the named insured and loss payee.  The certificate holder is just advised of the insurance that is on the vehicle and if any changes are made.

If your agent is not able to explain you these type of insurance terms or fulfill your car insurance needs, contact a CarInsurance.com agent and they can explain not only insurance terms but also tell you how they get you the best rates.

I just received a ticket for my child not wearing a seat belt. When police stopped me he was wearing the seat belt but the officer said he already saw him without it so he went ahead and cited me for it. My child is 11 years of age and the ticket came out to be $966.00 is this possible or can I fight this? This is insane this happened in California.

Does liability insurance cover vandalism?

No, Liability coverages of Bodily Injury and Property Damage in no way cover your own vehicle for damages sustained in an accident or by vandalism.

Liability coverage helps protect you from covered damage your car does to others, damage for which you are legally liable and without Liability insurance would have to pay out of pocket for damages you cause. In some cases these damages could grow into hundreds of thousands of dollars.

What your Liability insurance will cover depends upon the coverage you have in place and your state laws.  The purpose of Bodily Injury Liability and Property Damage Liability if you are at fault in an accident, your Liability insurance will pay for the bodily injury and property damage expenses caused to others in the accident, including your legal bills.

To have vandalism to your vehicle covered you would need Comprehensive coverage.  This physical damage coverage along with Collision is optional (though if you have a lien holder they will mandate that you carry it).  Collision insurance covers damage to your automobile caused by collision with another object or by upset. Comprehensive insurance covers damage to your automobile from vandalism, theft or glass breakage and "other than collision" incidents such as being hit by an animal, such as a deer.

With only Liability coverage you cannot make a claim for damages to your own car, such as vandalism. If you had Comprehensive you could make a claim and have your vehicle to be repaired from the vandalism damage and just owe the deductible associated with this coverage.

You can get low cost car insurance quotes for Liability only policies or ones with full coverage (including Collision and Comprehensive so your car is protected) with CarInsurance.com.  Just put in your zip code above and start your quoting process with us.

In Connecticut what is the penalty for a second time offense of driving without insurance (not having an insurance card).

If you are a Connecticut resident you are probably aware that Connecticut state law requires minimum Bodily Injury Liability coverage of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage.

Connecticut state law requires a minimum Uninsured / Underinsured Motorist coverage of $20,000 per person, $40,000 per accident for any bodily injury caused by the uninsured driver.

The General Statutes of Connecticut (GSC 14-112) requires that all registered motor vehicles have liability insurance maintained at all times. When you register or renew a vehicle registration, you must certify insurance coverage. Your signature attests that minimum vehicle liability insurance will be maintained throughout the registration period and the vehicle will not be driven without insurance. Action must be taken by the DMV if this statement is not honored.

Whenever insurance coverage is cancelled, the CT DMV is notified by the insurance company due to the mandatory insurance reporting laws and the registrant with the insurance lapse is mailed a Warning Notice offering the opportunity to enter into a consent agreement, obtain insurance, and pay a fine of $200. If you follow this request by the DMV no further action is supposed to be brought against you if insurance is maintained on the vehicle as required by CT law.

If you do not respond to the notification by the CT DMV about your lapse in insurance coverage then they should send you a suspension notice and a hearing can be set up to discuss your penalties which typically include suspension of the vehicles registration and/or your driver's license. Also you will normally lose all privileges to renew or register any motor vehicle.

Beyond these penalties that the CT DMV can impose there are penalties in court you can receive for being caught driving without insurance, this includes impoundment of the vehicle and a fine of at least $100.

Connecticut law (CGS 14-213b) notes that a vehicle owner who violates the required security requirements of CT law is subject to a fine of at least $100 but no more than $1,000. However, an owner of a vehicle with a commercial registration who knowingly operates or permits the operation of the vehicle without the required insurance is guilty of a class D felony (a fine of up to $5,000, imprisonment up to five years, or both). In addition, the person is subject to a registration and license suspension of one month for a first conviction and six months for subsequent convictions.

A person who violates CGS 38a-371 which states that the owner of a private passenger motor vehicle required to be registered in this state shall provide and continuously maintain throughout the registration period security (in accordance with sections 38a-334 to 38a-343 that require minimum auto insurance coverages) is guilty of a class C misdemeanor which comes with a fine of up to $ 500, imprisonment up to three months, or both.

So there are a variety of penalties you could receive if found without the required insurance on a first or second offense in Connecticut since you can be cited for operating a vehicle without insurance as well as failure to maintain insurance on your vehicle. The penalties include fines, possible imprisonment, license and registration suspension as well as impoundment of your vehicle.

If you are only cited for failure to carry proof of insurance on your vehicle it is a less serious offense since you could show to the court that there was in effect at the time of the citation if you did have proper insurance. Failure to carry a vehicle's automobile insurance identification or other proof of financial responsibility in the vehicle is subject to a $35 fine for the first offense and up to a $50 fine for subsequent offenses (per CGS 14-13).

Keep in mind that many infractions and other types of violations in CT and other states are subject to one or more surcharges, fees, or assessments based on, or added to, the actual fine, and thus the total amount due is often higher than the base fine amount.

For free auto insurance quotes for Connecticut, click here so that you will not be found driving as an uninsured motorist.

I have a suspended license in South Carolina. Can I obtain a license in Connecticut? What if I take the driving class and the tests again?

To the best of our knowledge you cannot obtain a Connecticut driver's license while your license is still under suspension in South Carolina. The General Statutes of Connecticut (GSC) Section 14-36 notes in subsection (g) that before issuing an operator's license the CT Department of Motor Vehicles shall request information from the National Driver Registry (NDR).

When state officials process a driver’s license application, they are required to check the National Driver Register database to determine if the applicant has been identified as a problem driver in another state. If a match is found in NDR, state officials are directed to another state DMV system for details on the traffic conviction or status of the license.

The federal requirement to check applicants against NDR was intended to prevent problem drivers from shopping around for a license meaning a person would go to a different state to get a new driver’s license when their current licenses are suspended or revoked. Keeping problem drivers off the road is critical to the NHTSA's (the administrator of the NDR) goal of reducing highway fatalities and injuries.

So the CT DMV will check the NDR and see your South Carolina suspension on it if you apply for a Connecticut driver's license.

CT statute 14-111k notes in subsection (a) that upon application for a motor vehicle operator's license or identification card, the DMV shall determine whether the applicant has ever held, or is the holder of, a license issued by any other jurisdiction. Furthermore the DMV shall not issue a license to any applicant whose license is withdrawn in any other member jurisdiction for any conviction or administrative action required to be reported under the driver license agreement, as evidenced by the driver control record.

GCS Section 14-111h defines “Withdrawal" as meaning the suspension, revocation, cancellation or denial of a license or motor vehicle registration or of the privilege to operate a motor vehicle or to obtain a license or registration.

We thus take from these Connecticut laws that with a suspended license in South Carolina that you will be unable to obtain a CT driver's license until your issues in SC are resolved and that license is reinstated. You can check with the Connecticut Department of Motor Vehicles however about your specific situation to see if any type of license would be available to you in their state.

While the CT handbook states that all license applicants 18 years of age or older who have not previously held a license in Connecticut or who does not hold a valid license issued by another state will be required to take an 8-hour course on safe driving practices and present a certificate showing proof of attending this course to the DMV we do not believe this would apply to your situation since your license is in fact suspended out of state. This would only apply if you were unlicensed and obtaining your first driver's license.

The CT DMV can tell you for certain if there are any tests you can take to get a regular or restricted license presently with your out of state suspended license however it is that in order to get a Connecticut license they will require you to take care of the SC issue first.

If you are able to get a CT driver's license you can search for inexpensive car insurance here.

I am moving my car to Utah from Virginia. How quickly do I have to register my car in Utah and change the plates? Do I have to insure my car in Utah or can I maintain my Virginia insurance?

Can a city police officer (Grants Pass, OR) pull you over only for not wearing your seat belt? I always thought that they had to pull you over for some other infraction first.

In Oregon the seat belt law is a primary offense so you can be pulled over for this offense only.

In OR you can be pulled over just for an officer seeing you without your seat belt being used properly since it is a primary offense. If it was a secondary offense you need to be pulled over for some other moving violation, such as speeding, to be ticketed for a seat belt violation however that is not so in Oregon which has the primary offense seat belt law.

Oregon Revised Statutes (ORS) Sections 811.210 through 811.225 give the specific wording regarding the state's statutory requirements regarding their seat belt laws. Here are some general descriptions of the seat belt and safety restraint laws that OR has in place.

Oregon law requires that all motor vehicle operators and passengers be properly secured with a safety belt or safety harness, unless all safety-belt equipped seating positions are occupied by other persons. This applies to passenger cars, pickup trucks, motor homes, and fee-based people transport carrying fifteen or fewer persons. Limited exemptions are allowed under ORS 811.215. Vehicle owners are required to maintain belt systems in working order.

Child passengers must be restrained in approved child safety seats until they weigh forty pounds. Infants must ride rear-facing until they reach both one year of age AND twenty pounds. Children over forty pounds must use boosters to 4'9" tall unless they have reached age eight.

Oregon child seat laws generally reflect the US DOT National Highway Traffic Safety Administration (NHTSA) recommendations based upon accepted nationwide studies. The NHTSA offers the following two additional recommendations which are not currently included in Oregon law:

Children should ride rear-facing in their car seat until they reach the upper height or weight limit recommended by the manufacturer of the seat in use (provides greater head protection particularly in a side-impact crash), and Children under age thirteen should ride in the back seat (reduces the risk of crash injury by 37% for this age group.)

In Oregon failure to properly use safety belts, is a Class D traffic violation according to ORS 811.210.

It appears in many counties in Oregon you can ask to take a seat belt use course or a seat belt diversion class to get your seat belt ticket dismissed. For example the Jackson County court says if you have elected to attend the Safety Belt Use Course in lieu of paying a fine to the court, attending the class will dismiss this citation from your driving record. So you may see if this is available to you and the driver that was ticketed as a way to keep the seat belt violation from being reported to Idaho and placed on your ID motor vehicle record (MVR). If not than from the base fine schedules we have seen both a Class C and Class D traffic violation tickets for a seat belt offense is $97 plus courts costs, etc.

CarInsurance.com can help you with affordable Oregon car insurance whether you have a clean record or violations such as a seat belt ticket on there.

How come my rates never change as my car gets older?

The type of vehicle and its classification (which takes into account that it is older) is only one part of the rating factors that go into determining your auto insurance rates. While your vehicle may be getting older it may be that costs for repairs for your vehicle are remaining the same, or going up, so if you were in an accident it would continue to cost the insurer the same or more. Your vehicle may actually become more popular with thieves and be more likely to be stolen then some newer cars. These types of issues can keep your insurance from being lowered each year.

You may find that your auto insurance rates go up, even with an older car. Premiums can go up for a variety of reasons. Some reasons or factors are under your control, such as your driving record, claims record and credit report. Getting a traffic tickets and being involved in an accident can both cause your car insurance rates to rise, depending on your state's insurance laws and your insurance company's rating system. Also many states allow your credit report to be looked at as part of the rating process.

Your rates can also rise if you add more drivers to your policy. If the new driver is inexperienced or a teenager it can be an extra expensive. If you add more cars to your policy or buy a newer, more expensive model vehicle it can also add to the expense of your insurance premium.

Other rate increases can be out of your control, such as when a state allows insurance companies to raise their rates. Also you cannot control that vehicles cost more to fix than the year before and that medical expenses go up. Insurance companies do routinely raise rates for all insureds to cover these rising costs they pay out.

So as these types of costs rise nationwide, the cost for insurance can also rise so that insurance companies can afford to pay out for claims. There are ways to keep your insurance rates low though.

Having a good driving record, taking traffic school, increasing your deductibles and asking for discounts are ways in which to keep your car insurance rates down. Driving fewer miles per year, fixing any problems on your credit history and shopping around for the best priced insurance policy are other ways in which to save.

To find out specifically why your rates have not gone down with your insurer as your car gets older, check with your insurance carrier. If your rates are raised or have change for some reason than many times your insurance policy renewal notification will list on there the reason. Even if your car is getting older your rates may stay the same or even go up due to some of the reasons we have noted above.

You may also contact your state's insurance regulator, which is the state agency that car insurance companies must file their rates with, to find out about your insurance company's rating system.

You can comparison shop with other insurance companies in your state to make sure you are getting the best price possible. With CarInsurance.com you can get instant car insurance quotes and then buy your policy online.

When switching insurance companies from different states what do I need to bring with me when I meet with the new insurance partner?

Insurance company guidelines may differ but in general the information you need to provide to an insurance carrier in able to apply for insurance are the same no matter what state you are in. Typically this includes the following items:

Driver's License Numbers for all drivers Social Security Numbers for all drivers (if applicable) Credit card/checking account information

You will also need to have answers to questions in these categories:

General questions Drivers/Household Residents Violations or Incidents Coverage Selection Account Setup

You of course will also need to provide your new address in your new state of residence. Since you have just moved to a new state your new insurance company will look both at your current driving record and previous state's driving record to get a better picture of what type of risk you are as a driver.

You should be able to obtain insurance in your new state without providing proof of residency. It is likely that you will have to provide evidence that you have registered your vehicle in that state as well as obtain a driver's license in that state if not at when you first buy your policy but within a short period of time.

Most all states have laws in place that require new residents to register and title their car there and also for the owner to obtain a driver's license in the new state within a certain amount of time, typically 30 to 60 days. You can get insurance before you change over your registration and license typically but will want to then show your insurance company proof that you made these changes once they are done.

When moving be sure to keep your old state's insurance on your vehicle until you get your new insurance and change over your registration to your new state as well. If you cancel your old state's insurance before registering in your new state then your previous state may try to penalize you for what they see as a lapse in car insurance during your registration period when them. Also many states require you to surrender (mail back in) your old plates to their Department of Motor Vehicles when you obtain new registration in your new state.

If you are moving soon you should inform your current car insurance provider to find out how long they will continue your coverage in your new state so that you can obtain new coverage in your new state before that old policy's end date. Get started with auto insurance quotes online for your new state here with CarInsurance.com.

What are the penalties for driving a car in Connecticut (CT) that is unregistered?

The General Statutes of Connecticut (GSC) list the penalties for driving an unregistered car in CT as fines.

Section 14-12 of the GSC notes that a person commits an infraction if valid registration is not on a vehicle and it is driven on a public road. Failure to renew within 30 days receives a fine but operator’s license shall not be affected. The exact wording of this section of CT law, titled Motor Vehicle Registration is as follows:

(a) No motor vehicle shall be operated or towed on any highway, except as otherwise expressly provided, unless it is registered with the commissioner, provided any motor vehicle may be towed for repairs or necessary work if it bears the markers of a licensed and registered dealer, manufacturer or repairer and provided any motor vehicle which is validly registered in another state may, for a period of sixty days following establishment by the owner of residence in this state, be operated on any highway without first being registered with the commissioner.

(1) a person commits an infraction if he registers a motor vehicle he does not own or if he operates, or allows the operation of, an unregistered motor vehicle on a public highway or (2) a resident of this state who operates a motor vehicle he owns with marker plates issued by another state shall be fined not less than one hundred fifty dollars nor more than three hundred dollars. If the owner of a motor vehicle previously registered on an annual or biennial basis, the registration of which expired not more than thirty days previously, operates or allows the operation of such a motor vehicle, he shall be fined the amount designated for the infraction of failure to renew a registration, but his right to retain his operator's license shall not be affected. No operator other than the owner shall be subject to penalty for the operation of such a previously registered motor vehicle.

So it appears the fine ranges from $150 to $300 for a vehicle being operated without proper registration.

CGS 14-215 lists another fine that you may also face for operation of a vehicle if the registration is refused, suspended or revoked. Here it states under subsection (a) that no person shall operate or cause to be operated any motor vehicle, the registration of which has been refused, suspended or revoked, or any motor vehicle, the right to operate which has been suspended or revoked.

Subsection (b) goes on to say that any person who violates any provision of subsection (a) shall, for a first offense, be fined not less than one hundred fifty dollars or more than two hundred dollars or imprisoned not more than ninety days, or be both fined and imprisoned, and, for any subsequent offense, shall be fined not less than two hundred dollars or more than six hundred dollars or imprisoned not more than one year, or be both fined and imprisoned.

To not be stopped by law enforcement, ticketed and have to face the penalties / fines associated with driving a car that is unregistered make sure you take the proper steps to register your car in Connecticut. The CT Department of Motor Vehicles should be able to walk you through the process.

If you are in the process of registering a car in Connecticut and need to obtain car insurance on it you can get a free auto insurance quotes here with us.

How much will the fine be in Wisconsin for driving without a driver license?

In Wisconsin driving without a license is a 3 point offense and normally comes with fine for a first offense.  From the WI statute listed below it appears the base fine is not more than $200.

WI Code Chapter 343 Section 343.05 subdivision 3 states that no person may operate a motor vehicle which is not a commercial motor vehicle upon a highway in this state unless the person possesses a valid operator’s license issued to the person by the department which is not revoked, suspended, canceled or expired.

Subdivision 5 gives the penalty which is one may be required to forfeit not more than $200 for the first offense, may be fined not more than $300 and imprisoned for not more than 30 days for the 2nd offense occurring within 3 years, and may be fined not more than $500 and imprisoned for not more than 6 months for the 3rd or subsequent offense occurring within 3 years.

This subdivision goes on to say the following

2. A person whose operator’s license has expired not more than 3 months before a violation of sub. (3) (a) may be required to forfeit not more than $100 for the first offense.

3. a. Any person who, in the course of operating a motor vehicle which is not a commercial motor vehicle upon a highway in this state knowingly without a valid operator’s license issued to the person by the department or knowingly with an operator’s license that has been revoked, suspended, or canceled, causes damage to the property of another shall be required to forfeit $1,000.

b. Any person who, in the course of operating a motor vehicle which is not a commercial motor vehicle upon a highway in this state knowingly without a valid operator’s license issued to the person by the department or knowingly with an operator’s license that has been revoked, suspended, or canceled, causes injury to another person shall be required to forfeit $5,000.

c. Any person who, in the course of operating a motor vehicle which is not a commercial motor vehicle upon a highway in this state knowingly without a valid operator’s license issued to the person by the department or knowingly with an operator’s license that has been revoked, suspended, or canceled, causes great bodily harm to another person is guilty of a Class A misdemeanor.

The court should be able to tell you the amount you are required to pay for driving without a license if you ticketed for this offense.  In the statutes above they tell the forfeiture amount.  The forfeiture for an offense is only one part of the total penalty that you must pay there are also surcharges and fees added to that amount.

When you do obtain a driver's license so that you can legally drive make sure that you also have proper auto insurance as well.  You can come to CarInsurance.com, an auto insurance specialist for an instant quote.

I am a licensed US driver, but will be moving to Canada next week for an assignment that is expected to last 2 to 4 years. Do I need to get a Canadian Driving License, and what is the process? Also, I'll be buying a vehicle there. Where can I get insurance quotes?

I heard about a dollar a day program for senior citizens in New Jersey, is this true?

In New Jersey there is a Special Auto Insurance Policy (SAIP) that is a dollar a day thus $365 a year. The NJ Department of Banking and Insurance notes that the Special Automobile Insurance Policy is an initiative to help make limited auto insurance coverage available to drivers who are eligible for Federal Medicaid with hospitalization. Such drivers can obtain a medical coverage-only car insurance policy at a cost of $365 a year.

This type of insurance is not dependent upon a certain age so senior citizens as well as younger drivers may be eligible for what the NJ Office of the Insurance terms the Dollar-A-Day policy. This type of car insurance policy makes you legal to drive but does not provide any protection (Liability coverages).

The SAIP policy covers emergency treatment immediately following an accident and all treatment of serious brain and spinal cord injuries up to $250,000. The SAIP policy also provides a $10,000 death benefit.

The SAIP policy DOES NOT COVER damage you may cause to other persons or property (Liability coverage), or damages to your own car (Collision and Comprehensive coverages). The SAIP policy also does not cover outpatient treatment (non-emergency doctor visits, physical therapy, etc.).

Under the "dollar-a-day" insurance program, qualifying low-income motorists in NJ are allowed to drive legally without carrying Property Damage Liability or Bodily Injury Liability insurance which is not good if you are hit by a person carrying this coverage since it is not even the basic minimum coverages that the state normally requires a driver to have. No additional Liability is required to operate your vehicle if you purchased the Dollar-A-Day coverage and the policy only covers your injuries in an accident, not the party you damaged in any way.

Started under former Governor McGreevey in 2003, the SAIP program allows drivers on New Jersey's roads with policies that cover no more than hospitalization for their own injuries really.

Only qualified low-income residents who receive Medicaid benefits are eligible for the dollar a day policy so senior citizens are often eligible. The SAIP program does not include in it basic Liability coverages but it provides a valid New Jersey insurance identification card, allowing people who could otherwise not afford insurance to drive legally. It was designed for people who need to get to work and are very poor is what the state representatives have said.

The eligibility requirements include that the applicant must be currently uninsured. Also the applicant must be enrolled in a Medicaid program that provides hospitalization. Not all Medicaid enrollees are eligible. To determine if you are eligible, bring your Medicaid ID card to an insurance producer. Insurance producers can determine eligibility by contacting Medicaid.

The policy only covers those enrolled in Medicaid. If there is one car and several people in the household enrolled in Medicaid, they can all be covered by the same policy. However, there can only be one car per policy.

You cannot get a policy if your driver's license or registration is revoked or suspended. In addition to driver's licenses for all operators of the vehicle to be insured and the vehicle's registration, you need to bring a Medicaid identification card that shows that all persons to be covered under the policy are enrolled in Medicaid.

If you do get this dollar-a-day coverage since it does not include Liability coverages it would leave you unprotected in that manner, if you are at fault in an accident, since you are still responsible for the damages caused.

The SAIP can be obtained at most New Jersey insurance agencies. If you are not sure how to get one, you can call the NJ Personal Automobile Insurance Plan (PAIP) customer service number at 1-800-652-2471.

CarInsurance.com can help you find a low cost personal auto insurance policy that is more that what the SAIP plan offers so that you have Liability coverages and are better protected if at fault in an accident.  You can also get quotes including full coverage to see if your finances allow you get this extra coverage so that if an uninsured or person with SAIP hits you, your vehicle is covered.

In Connecticut, I need to know what the penalty is for driving with an expired registration ?

Connecticut General Statute section 14-12(a) states that no motor vehicle shall be operated or towed on any highway, except as otherwise expressly provided, unless it is registered with the commissioner....(2) a resident of this state who operates a motor vehicle he owns with marker plates issued by another state shall be fined not less than one hundred fifty dollars nor more than three hundred dollars. If the owner of a motor vehicle previously registered on an annual or biennial basis, the registration of which expired not more than thirty days previously, operates or allows the operation of such a motor vehicle, he shall be fined the amount designated for the infraction of failure to renew a registration, but his right to retain his operator's license shall not be affected. No operator other than the owner shall be subject to penalty for the operation of such a previously registered motor vehicle.

So the typical fine for driving without registration appears to be between $150 and $300 however if you just have not renewed your registration within 30 days of it expiring than it is an infraction that comes with a lesser fine. From the last infraction fine schedule we saw for CT it listed this offense as being $93.

If you were cited for driving in Connecticut with expired registration you should contact the court listed on your ticket to find out what exactly your penalties will be. The $93 might be the fine amount you'll pay or it could be a base fine which court costs, etc are added to. Also if your registration was expired for over 30 days this may come with a heftier fine amount.

For inexpensive car insurance for CT, follow this link.

How to Get Cheap Auto Insurance Quotes

All you need to do is enter a few simple details, and right away you'll see exactly what the major auto insurance companies can really offer, and what will work best for you and your situation. Get your free quotes right now

The first thing to remember when you are faced with the expense of getting auto insurance quotes though, is exactly why you are putting yourself through all this hassle anyway! The first thing is that in reality auto insurance protects you against the expenses involved if your car is vandalised, broken into or wrecked by unforseen circumstances. Secondly, auto insurance can also act to protect you in the event that you are involved in an accident and the other car driver wishes to pursue legal action against you. And those kind of actions can be REALLY expensive! The bottom line is that it is important to make sure that you have comprehensive, but affordable auto insurance that covers you when you need it most. And that is where we can help. We have a discussion of your auto insurance quotes options for you to consider, so that a problem with your car can be quickly solved without hurting your wallet!

Life Insurance Quotes

You Know You Need Life Insurance....

All you need to do is enter a few simple details, and right away you'll see exactly what the major insurance companies can really offer, and what will work best for you and your situation. Get your free quotes right now

Unfortunately, the reality can be a stark one if you don't plan ahead. According to the National Safety Council, unintentional injury deaths occur every six minutes in the United States. But independent researchers Conning & Company have estimated that only 47% of US households have any type of life insurance which would provide financial security in this all too common event.

And expenses mount up quickly. A typical funeral where you are buried can cost $7000. And then whilst your family are grieving and arranging this, all the normal mortgage expenses and household bills need to be paid for. Plus they have probably taken time off from work and so may not even be earning! And longer term will they need to sell off your home because they cannot afford to keep up the repayments without your wage?

The bottom line is that you really need to think about this seriously and take action whilst you can actually do something about it. Life insurance simply gives you the peace of mind, for much less then you might think, of doing your best for your family even if you are no longer around. But you really need to take action NOW! Because "waiting until tomorrow", might just be a day too late.

Click on the dropdown above and simply, quickly and easily get an approved free life insurance quote.

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California whole life insurance is a good way to protect your investments and your family. In addition to being stable, this kind of insurance builds cash value.

Term Life Insurance - Instant Quotes. Do They REALLY Exist?
People looking for low cost life insurance often turn to term life policies. These insurance policies are ones that last for a specified duration, and then either expire, or must be renewed.

What Are The Best Term Life Insurance Rates Available For Women?
Among the things that life insurance companies consider when looking at your history is your sex. Women almost always pay less for life insurance than men.

What Are The Best Options In South Dakota For Term Life Insurance Rates?
Life insurance is a protection to make certain that your family is taken care of, even when you can't be there to help.

How Do You Choose The RIGHT California Life Insurance Company?
There are all kinds of life insurance around, being offered by all kinds of companies. What policy should you choose? There's term, universal, and whole life insurance.

The Insider's Guide to New Hampshire Term Life Insurance Rates
The important thing to consider when looking for term life insurance in New Hampshire is your own insurance needs and circumstances.

What Is Impaired Risk Life Insurance?
With impaired risk life insurance, even people who are not in perfect health can still get insurance and the safety that it provides.

How Does Your Diabetes Affect Your Life Insurance?
An estimated 20.8 million people in the United States have diabetes; that is a good 7 percent of the US population.

Whole Life Insurance vs Term Life Insurance - Which Is Better?
When you are looking to invest in the future for your loved ones, there is a great deal that needs to be thought out.

Life Insurance For The Elderly - Your Options Discussed
Buying life insurance for the elderly is a practice that can be fraught with difficulty.

Prime America Life Insurance - How Does It Compare To What Other Life Insurance Companies Offer?
In searching for the right kind of life insurance to meet your needs, you will come across a variety of companies and policies, and you may find yourself wondering which one will be best for you.

Life Insurance Coverage Online - The Step By Step Guide
Whatever you may think of all the spam mail that you need to filter out of your inbox, it remains an important fact that the internet has made lots of things easier.

A Short History of Life Insurance
Today, almost everyone realizes that life insurance is something that is important and necessary.

No Exam Whole Life Insurance - What Are Your Options?
Life insurance is an important part of your life, and as you get older, you will find its importance increasing.

Whole Life Insurance Premiums Explained
If you have started looking for a good insurance policy that will suit your life and the way you live, you have probably run into whole life insurance policies.

Insurance Salesman! Where Can You Find Prequalified Life Insurance Leads?
If you are an insurance salesman, you already understand the benefits of getting clients who have prequalified for life insurance.

Term Life Insurance in California - Your Options Discussed
There are two basic types of life insurance in California – term and cash value.

How To Get Accurate Term Life Insurance Quotes Online
Term life insurance is one way that a lot of people try to stay covered while keeping their premiums within reach.

How To Get An Online Mortgage WITH Life Insurance Protection
Mortgage protection life insurance is a specific kind of insurance meant to make sure your mortgage is paid of in case of death.

How To Get Life Insurance With No Physical Exam
The prevalence of being able to get insured via the Internet is changing the way insurance is offered.

The Insurance Brokers Independent Guide To Insurance Quotes, Life Insurance and Mortgages Online
If you're like many people, you don't have much time anymore. In this busy, hectic world, who can spare the hours to search down good life and mortgage insurance quotes.

USAA Term Life Insurance - How Does It Compare?
USAA is a Fortune 500 financial services company that provides banking, investment, and insurance to people who've served in the military and some other federal groups.

How To Get Affordable Term Life Insurance Rates
If you're looking for affordable term life insurance rates to protect your family in case of the worst, you may be having trouble getting a good quote.

No Exam Term Life Insurance - A Guide To Getting It
Sometimes you need to get term life insurance, but aren't able to have the required medical exam.

What Are The Top 10 Life Insurance Companies In The USA?
Deciding what the top ten life insurance companies in the country are depends on what kind of criteria you're using.

Florida Term Life Insurance Rates - Exploring Your Options
Florida is an expensive state to buy insurance in. The large number of older people living in the state means that the insurance companies may try to use high premiums for all policyholders to recover their losses.

A cheap auto insurance quote is a right not a privilege!

Our auto insurance page discusses your options in greater depth, what to think about when getting an auto insurance quote prepared and the different aspects that it is worth bearing in mind before signing on the dotted line! As well as some different companies that constitute leading providers of auto insurance quotes for you to consider. Before the advent of the internet this whole process could have taken weeks. You would have had to have phoned around all the auto insurance companies. Then waited whilst they sent you out the forms, and then spent hours going through them with a fine toothcomb. Yawn. Thankfully those days are behind you. The whole car insurance jungle has instead been whittled down to a straightforward process of comparing which cheap auto insurance quote is best! Progress indeed.

The other good thing about this is that even if you already have auto insurance it is still easy to see what other auto insurance companies can offer you by way of a quote. Because inevitably your auto insurance will come up for renewal, and at the very least it is nice to know, through your research and getting some other auto insurance quotes, that the new auto insurance quote that your current company offers you is competitive and in line with what you could get elsewhere.

Cheap car insurance quotes will save you time and money

You Know You Need Auto Insurance....

But With So Many Options and Companies. How Do You Make Sense Of It All?

Simple: Use this free site to compare all the major auto insurance companies, instantly and painlessly.
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Because drivers are increasingly likely to claim for personal injury, whiplash etc in the event of an accident. It is important to be covered for every eventuality. Also, despite dire warnings and consequences if you do have a crash; it is still nevertheless a fact that many drivers choose to drive illegally without proper insurance. Many experts put this figure as high as one in ten drivers, and so it is even more important that you yourself have the peace of mind of cheap car insurance (because it needn't cost the Earth!) that nevertheless puts your mind at rest that all bases are covered if the worst does happen. In the UK as an example the Motor Insurer's Bureau (MIB) estimates that insurers pay £400 million pounds a year to meet the costs of accidents involving uninsured drivers. And the situation is much the same in the United States. In practice this simply means that your insurance premiums go up, and it makes it that much harder to get cheap car insurance.
Nevertheless, it is still possible! You simply need to shop around more. And here the internet can be a real timesaver. We go into this in detail in our auto insurance quotes section as well as providing a range of auto insurance companies with good reputations, good products, and who also offer instant online quotes to speed up the whole process.